Cash Flow Management

Now more than ever, it is pertinent that growers manage their input costs wisely and Harvest Land has ways to help.
There are a variety of vendor offered programs for funding inputs. Some offer immediate cash discounts, or earnings on your investments to expand your purchasing power, others might offer reduced interest rates for funding with payments due at or near harvest time (matching payments with your cash availability)  and some even offer 0% financing through harvest.

This week we wanted to talk about a cash flow management option that actually expands your dollar investment on the date you purchase the product using either your funds or optional borrowed funds. As programs rollout, we will be sure to keep you informed!

 

A second option we’d like to share with you is John Deere Financial’s Special Terms.

John Deere Financial is about more than just financing equipment, parts and repairs. Watch this video for an introduction to Special Terms Financing through John Deere Financial available through Harvest Land.  Special terms financing may be available for the financing of your crop and farm fuel inputs purchased through Harvest Land.

The Special Terms programs provide repayment terms targeted to match cash flow timing and special interest rates on many ag inputs.  Utilize the input finance calculator to assist you in selecting the right choice for your input financing.

We highly encourage you to reach out to your YieldPro Specialist to review these options and ensure you’re maximizing your cash flow options as we roll into 2020.

Additional Resources:

TruChoice site

Input Finance Calculator